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7539 Eigleberry St Gilroy, CA 95020

Integrated Financial Benefits

Office: (408) 842-2716

jorth@htk.com

Noboa.Luis@pennmutual.com

Orth.barbara@pmlmail.com

Noboa.wendy@pennmutul.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020, the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Registered representative of, and securities and investment advisory services offered through Hornor, Townsend & Kent, LLC (HTK), Registered investment Adviser, Member FINRA/SIPC, 600 Dresher Rd., Horsham, PA 19044, USA. 800-873-7637, www.htk.com. HTK is a wholly-owned subsidiary of The Penn Mutual Life Insurance Company. Integrated Financial Benefits Network is unaffiliated with HTK. The material is not intended to be a recommendation, offer or solicitation. HTK does not provide legal tax advise. Always consult a qualified tax advisor regarding your personal tax and qualified legal professional for your personal estate planning.

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